FTC DISCLOSURE

As a website owner, I’m required by law to comply with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

On a more personal note, I believe that being transparent with my audience and readers is the right thing to do. That’s why I’m creating this disclosure page to let you know that I do make money from this website.

If you’re using this website, then you should know:

• I get direct benefit from every post and page I put on this website. Whether that is monetary or simple joy of helping others, I’m benefiting from it.
• If you see an external link with a prefix /Affiliate/or any Button that says Buy on or Purchase from or Check Price on… …, then it is an affiliate link. What that means is if you click on that link and purchase a product, then at no additional cost to you, I will receive a small referral commission.
• I do write about my own Digital products & ebooks, so yes that means those projects get additional PR and exposure.
• I run my own consulting company, so it is possible that this blog may help me land new clients.
• I make a lot of friends thanks to social media and business travel.
• I do get a lot of freebies that I test and review. Often vendors send me those freebies in exchange for a review. However, that doesn’t mean that they get a positive review. If I don’t like the product, then I will slam them. That’s just the way I roll. So, Our Reviews are Genuine & fair. This kind of Sponsored Review gets No-follow links to the items Listed..
• We do take sponsored posts & Sponsored Reviews but Unfortunately do not take any Guest Posts. The Posts that have Ad Or SPONSORED written in the beginning( Clearly in a Box) are sponsored Posts that are paid for. If you are interested in getting Sponsored posts on our website Please Contact hello@peplifestyle.com
• Sponsored Posts Only get NO follow links, If you are keen to get “Do follow” for a Sponsored POST it’s a BIG No from Us and as providing do follow links for sponsored posts is against FTC rules.

It’s important that I emphasize that the words on this website are mine and are not influenced by any person or Organization. I only recommend products or services that I use personally and/or believe will add value to my readers.
For Instance,in Most of the list posts, Item that say " Editor's choice"/"Top Choice"  is what My team or I have used personally or spoken to someone that has used the products. However, we provide many alternatives to that product based on our Research & Experience.

If you have any questions regarding the above, then please do not hesitate to contact my team by using the contact page.

Div Acharya

Founder & Editor at Peplifestyle Blogs

Read more about us here

Disclaimer Policy

The PepLifestyle.com website is owned and operated by By divacharya Agency (formerly DigitallyDiv Agency)  ( “I”, “we,” or “us”) and provides general educational information on various topics & products on this website as a public service, that should not be construed as professional, financial, real-estate, tax, or legal advice.

The term “you” refers to anyone who uses, visits and/or views the website.

Please read this disclaimer carefully. I reserve the right to modify it at any time without notice.  By visiting and using this website, you accept and agree to be bound by this disclaimer, along with our terms and conditions and privacy policy. 

Your continued use of our website, programs, products and/or services constitutes your acceptance of future changes and updates to this Disclaimer. You must not access or use our website if you do not wish to be bound by this Disclaimer.

GENERAL DISCLAIMER

All content and information on this website is for informational and educational purposes only, does not constitute professional advice of any kind and does not establish any kind of professional-client relationship by your use of this website. 

A professional-client relationship with you is only formed after we have expressly entered into a written agreement with you that you have signed including our fee structure and other terms to work with you in a specific matter. 

Although we strive to provide accurate general information, the information presented here is not a substitute for any kind of professional advice, and you should not rely solely on this information. Always consult a professional in the area for your particular needs and circumstances prior to making any professional, legal, financial or tax related decisions.

AFFILIATE / THIRD PARTY LINKS DISCLOSURE AND DISCLAIMER

We may partner with other businesses or become part of different affiliate marketing programs whose products or services may be promoted or advertised on the website in exchange for commissions and/or financial rewards when you click and/or purchase those products or services through our affiliate links. 

We will receive a commission if you make a purchase through our affiliate link at no extra cost to you.

We may also recommend other products, services, coaches and consultants but no such reference is intended to be an endorsement or statement that such information provided is accurate. 

We recommend these based on our personal experiences  and or think that it can help the readers but it is still your responsibility to conduct your own due diligence to ensure you have obtained complete accurate information about such product, services, coaches and consultants.

We are a participant in the Amazon Services LLC Associates Program, AWIN. Share a Sale, Impact Radius, SOVRN, FleXoffers, and many more such affiliate advertising programs are designed to provide a means for sites to earn advertising fees by advertising on and linking to Amazon.com.

These affiliate or third party relationships in no way compromise the integrity of the content, information, services and materials being presented to you here, and you are under no obligation to click on these affiliate links to purchase those products or services being offered. 

These affiliate programs are selected based on personal experiences and preferences.

Although we provide these affiliate links on the website for your convenience, we have no control over these external websites and they are solely responsible for their own content and information presented. 

Therefore, Peplifestyle and/or its officers, employees, successors, shareholders, joint venture partners or anyone else working with us cannot be held liable or responsible for any content presented on these external websites and for any damages resulting from them.

This disclosure policy applies to all affiliate links we share on our website, social media, emails, programs, products such as courses, ebooks, services and through any other means of communication with you.

EARNINGS DISCLAIMER, TESTIMONIALS AND OTHER DISCLAIMERS

We may disclose our income reports and success results of our current or former customers including product reviews and testimonials on the website from time to time. These income reports, product reviews and testimonials are accurate and strictly for informational purposes only.

We share this information as examples to you but it does not serve as a guarantee or promise of any kind for your results and successes if you decide to use the same information, reviews, products, services, tips and techniques offered here.

All the testimonials included on our websites, programs, products and/or services are real world examples and stories of other people’s experiences with our programs, products and/or services. But they are not intended to serve as a guarantee that you will achieve same or similar results. Each individual’s performance is different and your results will vary accordingly.

You are encouraged to perform your own due diligence and research and are solely responsible for your earnings and results. Your earning potential and results are contingent upon your personal circumstances, abilities, experience and skills. 

Therefore, you agree not to hold us and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us liable for any of your successes or failures directly or indirectly related to the information, reports, reviews, products and/or services presented to you here.

SPONSORED POSTS / Sponsored REVIEWS DISCLAIMER

We may include sponsored blog posts on our website from time to time for products or services we recommend or those that have been valuable in our personal experience or use.

We may review different products, services, and other resources to provide reviews of travel products, gift items, home decor items, other services & products, and any other recommendations to you. 

We may receive incentives, discounts, compensation, or free products in exchange for our reviews and sponsored content. 

All such reviews and sponsored posts are solely our honest opinions made in good faith. You are always encouraged to perform your own due diligence prior to relying on them.

We share this information as examples with you, but it does not serve as a guarantee or promise of any kind for your results and successes if you decide to use the same information, reviews, products, services, tips, and techniques offered here.

You are encouraged to perform your own due diligence and research and are solely responsible for your decisions, purchases from our affiliate links, sponsored content and results. Your earning potential and results are contingent upon your personal circumstances, abilities, experience and skills. 

Therefore, you agree not to hold us and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us liable for any of your successes or failures directly or indirectly related to the information, reports, reviews, products and/or services presented to you here.

FAIR USE DISCLAIMER 

This website reviews products, including but not limited to posting product images from other websites, and logos of manufacturers. 

In doing so, no copyright is claimed for this kind of content on the website and to the extent that such material may appear to be infringed, we assert that such alleged infringement is permissible under the fair use principles of U.S. copyright laws. 

If you believe any material has been used in an unauthorized manner, please contact us at hello@peplifestyle.com

NO WARRANTIES

ALL CONTENT, INFORMATION, PRODUCTS, AND/OR SERVICES ON THE WEBSITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR ANY PURPOSE, EXPRESS OR IMPLIED, TO THE FULL EXTENT PERMISSIBLE BY LAW.

THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONTENT, INFORMATION, MATERIALS, PRODUCTS AND/OR SERVICES PROVIDED ON THIS WEBSITE.

The company makes no warranties that the website will perform or operate to meet your requirements or that the information presented here will be complete, current, or error-free. The company disclaims all warranties, implied and express, for any purpose to the full extent permitted by law.

LIMITATION OF LIABILITY

You agree that under no circumstances, we and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary or any other damages resulting from your use of this website including but not limited to all the content, information, products, services and graphics presented here.

You expressly agree that your use of the website is at your sole risk and that you are solely responsible for the accuracy of the personal and any information you provide, outcome of your actions, personal and business results, and for all other use in connection with the website.

You also expressly agree that we and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall not be liable to you for any damages resulting from 

1) any errors or omissions on the website, delay or denial of any products or services, failure of performance of any kind, interruption in the operation and your use of the website, website attacks including computer virus, hacking of information, and any other system failures; 2) any loss of income, use, data, revenue, profits, business or any goodwill related to the website; 

3) any theft or unauthorized access by third party of your information from the website regardless of our negligence; and 

4) any use or misuse of the information, products and/or services offered here.

This limitation of liability shall apply whether such liability arises from negligence, breach of contract, tort or any other legal theory of liability. You agree that we provide no express or implied guarantees to you for the content presented here, and you accept that no particular results are being promised to you here.

INDEMNIFICATION

You agree to indemnify and hold the Company and/or its officers, employees, successors, shareholders, joint venture partners or anyone else working with us harmless from all losses, claims, damages, demands, actions, suits, proceedings or judgments, including costs, expenses and reasonable attorneys’ fees (“Liabilities”) assessed against or otherwise incurred by you arising, in whole or in part, from: 

(a) actions or omissions, whether done negligently or otherwise, by you, your agents, directors, officers, employees or representatives; 

(b) all your actions and use of our websites including purchasing programs, products and services; 

(c) violation of any laws, rules, regulations or ordinances by you; or 

(d) violation of any terms and conditions of this websites by you or anyone related to you; 

e) infringement by you or any other user of your account of any intellectual property or other rights of anyone. Company will notify you promptly of any such claims or liability and reserves the right to defend such claim, liability or damage at your expense. You shall fully cooperate and provide assistance to us if requested, without any cost, to defend any such claims.